The Archive · 2013 — Now
US Personal finance archive.
32 posts in this category
32 essays in the archive · 13 languages · 54 categories
Credit Card Rewards for Expats: My 4-Stage Plan (2026)
From your first secured card to premium travel cards, here's the 4-stage system I'd use to earn rewards without getting sloppy.
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T-Bills vs HYSA (2026): How to Buy T-Bills and When They Win
How to buy T-bills, where to buy them, and when they beat a HYSA after state taxes if you live in California or another high-tax state.
How I Built a 720+ US Credit Score as an Expat (2026)
From no file to 720+ in about a year, here's the roadmap I followed to build, protect, and use a US credit score as an expat.
The Full Index
Earlier entries
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No. 04Expats in the US
HSA, FSA & HDHP: Healthcare Guide for Expats (2026)
No. 05Expats in the USNavigating Open Enrollment: Essential Reads for Expats in the US
No. 06GeopoliticsThe Great Wealth Transfer: Unpacking Ray Dalio's Insights on the Economy
No. 07Expats in the USExpat Home Buyers: Navigating the Impact of Rising Interest Rates on U.S. Mortgages
No. 08Credit card tipsCredit Card Rewards: A Financial Boon or a Debt Trap?
No. 09Credit card tipsSecured Credit Cards: Unlocking Financial Opportunities for those with limited or poor credit history
No. 10US Personal financeWhy You Shouldn't Believe the Hype About the TreasuryDirect Website Being Outdated
No. 11US Personal financeTreasury bill: you can earn more than 4.5% APY without state/local tax today
No. 12Expats in the USFSA 101: A Practical Guide for Expats in the US
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