·Credit card tips
Credit Card Rewards for Expats: My 4-Stage Plan (2026)
From your first secured card to premium travel cards, here's the 4-stage system I'd use to earn rewards without getting sloppy.
Credit card tips
11 posts in this category
·Credit card tips
Credit Card Rewards: A Financial Boon or a Debt Trap?
Credit card rewards can save you hundreds on travel and purchases—but only if you're truly disciplined enough to avoid the spending traps that fund these programs.
·Credit card tips
Secured Credit Cards: Unlocking Financial Opportunities for those with limited or poor credit history
Secured credit cards require a refundable deposit but report to credit bureaus just like regular cards—making them a powerful tool to build credit when you pay on time.
·Credit card tips
Applying for a Credit Card without Affecting Your Credit Score: A Guide for Expats in the US
Discover how to check credit card eligibility through soft inquiries and pre-approvals—avoiding the 5-10 point score drop that comes with hard pulls.
·Credit card tips
Bilt rewards program - All you need to know
Earn credit card points on rent without transaction fees—Bilt is the only program that lets you do this, but understanding who foots the bill reveals why.
·Credit card tips
Bilt Credit Card Review: Earn Points on Rent (2026)
If you pay rent in the US, Bilt can be an easy way to earn points with no transaction fee. Here's what I like, what I don't, and who it fits.
·Credit card tips
Upgrade Your Wallet: How to Turn Credit Card Spend into Free Flights, Cash, and More!
I've unlocked thousands in free flights and cash by strategically using credit card rewards—here's how you can turn everyday spending into valuable perks without changing your budget.
·Credit card tips
Don't Apply for Your 2nd or 3rd Credit Card Until You Read This Essential Checklist for expats in the US
Before applying for your next credit card as an expat, learn the 5/24 rule and how to maximize $500+ sign-up bonuses—mistakes here cost you thousands in benefits.
·Credit card tips
The best credit card to pay rent is the Bilt Mastercard (Nov 2022)
The Bilt Mastercard is the only card letting you earn points on rent with zero transaction fees—saving you $600+ yearly while earning travel rewards.
·Credit card tips
What credit cards should you get next for travel purpose?
After building your credit score and securing your first cards, the real strategy begins: Chase and Amex offer the best travel rewards, but their hidden rules mean timing matters more than you think.
·Credit card tips
Tips on how to prepare for relocation from Asia to the US
I relocated from Asia to the US and learned that timing your move for late November, securing credit limits before you go, and opening a US bank account early can save you from costly mistakes that catch most expats off guard.