·Expats in the US
How I Built a 720+ US Credit Score as an Expat (2026)
From no file to 720+ in about a year, here's the roadmap I followed to build, protect, and use a US credit score as an expat.
Credit score for expats
8 posts in this category
·Credit card tips
Credit Card Rewards: A Financial Boon or a Debt Trap?
Credit card rewards can save you hundreds on travel and purchases—but only if you're truly disciplined enough to avoid the spending traps that fund these programs.
·Credit card tips
Applying for a Credit Card without Affecting Your Credit Score: A Guide for Expats in the US
Discover how to check credit card eligibility through soft inquiries and pre-approvals—avoiding the 5-10 point score drop that comes with hard pulls.
·Credit score for expats
The Expat's Guide to Understanding and Improving Your FICO Score in the US
As an expat, I learned that a good FICO score can save you thousands in interest—but understanding the multiple versions and calculation factors is key to building credit fast.
·Credit score for expats
Additional Tips for New Expats in the US to Build Their Credit Score Quickly
If you're already in the US without an AMEX card from home or City National Bank setup, you can still build a 720+ credit score fast—start with a secured card and these strategic moves.
·Credit score for expats
Why expats in the US should freeze their credit report
As an expat with limited US credit history, you're an easy target for identity thieves. Learn how to freeze your credit in minutes—for free.
·Credit score for expats
From zero credit history to a score of 720+: 9 tips to build a credit score for expats living in the US
I went from zero credit history to a 720+ score in just five months as a new expat—here's my exact playbook including the bank that approved me before I even arrived.
·Credit card tips
Tips on how to prepare for relocation from Asia to the US
I relocated from Asia to the US and learned that timing your move for late November, securing credit limits before you go, and opening a US bank account early can save you from costly mistakes that catch most expats off guard.