·Driving in the US
What to look for when buying your first car in the US as an expat
I learned the hard way that buying a car in the US has hidden quirks expats miss—from Apple CarPlay volume locks to using rentals as extended test drives.
Personal Finance
7 posts in this category
·Credit score for expats
Why expats in the US should freeze their credit report
As an expat with limited US credit history, you're an easy target for identity thieves. Learn how to freeze your credit in minutes—for free.
·Personal Finance
The asymmetry of investment gain vs loss to break even
A 25% investment loss doesn't require a 25% gain to break even—you actually need 33%. This mathematical asymmetry means losses hurt far more than equivalent gains help.
·Expats in the US
Applying for a Loan in the US as an Expat: Everything You Need to Know
Even with a 740+ credit score, I got rejected for loans due to short US credit history—until I learned to strategically consolidate my finances to give lenders the data they needed.
·Credit score for expats
From zero credit history to a score of 720+: 9 tips to build a credit score for expats living in the US
I went from zero credit history to a 720+ score in just five months as a new expat—here's my exact playbook including the bank that approved me before I even arrived.
·Credit card tips
Tips on how to prepare for relocation from Asia to the US
I relocated from Asia to the US and learned that timing your move for late November, securing credit limits before you go, and opening a US bank account early can save you from costly mistakes that catch most expats off guard.
·Personal Finance
How to apply Ray Dalio's sharings to your personal finance?
I've learned to apply Ray Dalio's big cycle insights to my personal finance by prioritizing debt reduction and defensive positioning—here's how you can prepare for the volatility ahead.