·AI
Bing and OpenAI Integration: A Game Changer in Search Engine Technology?
Microsoft's Bing-OpenAI integration solves ChatGPT's three fatal search flaws—and could finally give Google a real reason to worry about losing market share.
Blog
511 posts about AI, learning, and building products
·AI
Now, a powerful machine has access to all human public knowledge across more than 100 languages
AI now has real-time access to all public human knowledge in 100+ languages—but are we prepared for the societal upheaval this will bring to jobs and skills?
·Credit card tips
Applying for a Credit Card without Affecting Your Credit Score: A Guide for Expats in the US
Discover how to check credit card eligibility through soft inquiries and pre-approvals—avoiding the 5-10 point score drop that comes with hard pulls.
·Book review
I felt outraged reading “The price we pay” by Marty Makary, MD
After paying 4X more for healthcare in the US than Singapore, I discovered why: markups of 20-50X, kickbacks, and middlemen gaming a broken system that consumes 18% of GDP.
·Credit card tips
Bilt Rewards Program Explained: Rent Points, Fees, and Who Pays
A narrower explainer on the Bilt rewards program itself: how rent points work, who pays for them, and why the business model is unusual.
·Credit card tips
Bilt Credit Card Review (2026): Earn Points on Rent Without Fees
A 2026 Bilt credit card review covering rent payments, the main pros and cons, likely credit-score requirements, and the Wells Fargo questions people ask most.
·Google
Interest in AI exploded in the US on the same week that ChatGPT was released
ChatGPT didn't just launch a product—it triggered a nationwide AI awakening, with search interest spiking 3-4x overnight and revealing surprising regional patterns.
·Expats in the US
From Asia to California: A Guide to a Smooth Relocation
Navigate California's complex visa system, sky-high housing costs, and cultural adjustment with insider tips that turn your Asia-to-West Coast move into a success.
·Geopolitics
My thoughts on Ray Dalio's recent dialogue on the Center for China and Globalization on Jan 10, 2023
Ray Dalio's latest dialogue reveals surprising GDP predictions for China and a rare optimistic note on US-China relations—if we can avoid military conflict.
·Credit card tips
Upgrade Your Wallet: How to Turn Credit Card Spend into Free Flights, Cash, and More!
I've unlocked thousands in free flights and cash by strategically using credit card rewards—here's how you can turn everyday spending into valuable perks without changing your budget.
·Expats in the US
Expat guide to US relocation: Consider the cost of living
Before you relocate to the US, know this: your cost of living could double or halve depending on where you land—Manhattan costs twice the national average.
·Expats in the US
Expat's Guide to US Relocation: Top 8 Questions to Ask Before Signing a Lease in the US
From hidden fees to neighborhood safety, I break down the 8 critical lease questions that helped me avoid costly expat mistakes when relocating to the US.