•Personal Finance
The asymmetry of investment gain vs loss to break even
A 25% investment loss doesn't require a 25% gain to break even—you actually need 33%. This mathematical asymmetry means losses hurt far more than equivalent gains help.
Blog
493 posts about AI, learning, and building products
•Expats in the US
Eight things you need to know before visiting Pinnacles National Park (Oct 2022)
While Pinnacles can't match Yosemite's grandeur, I'll show you why Bear Gulch Reservoir is worth the trip—and which trail to skip if you have young kids.
•Leadership
The need to control your negative thoughts and feelings as a people manager
Your mood as a manager directly impacts your team's performance and company results—when job satisfaction drops 1%, financial results fall 2.5%.
•Leadership
Why behaving well is the first step to becoming someone worth following
Before you can lead others, you must master the golden rule—and understand that great ideas transcend language barriers and cultural differences.
•Expats in the US
First-Timer's Guide to Joshua Tree National Park
From my October visit, I learned the secret to enjoying Joshua Tree is timing your trip between October-May and starting early—here's how to maximize 4-5 hours in this stunning desert park.
•Data privacy
Will Machine Learning Make Performance Marketers Obsolete?
Machine learning now automates bid optimization and targeting, but it can't answer the strategic questions that matter most: should you advertise at all, and does it drive incremental revenue?
•Expats in the US
Applying for a Loan in the US as an Expat: Everything You Need to Know
Even with a 740+ credit score, I got rejected for loans due to short US credit history—until I learned to strategically consolidate my finances to give lenders the data they needed.
•Facebook
Meta first ever Performance marketing summit Sep 2022
I attended Meta's first Performance Marketing Summit and discovered they're mirroring Google's playbook: ML-driven optimization, creative diversity, and incrementality measurement—but the execution gap is massive.
•Expats in the US
Follow these steps to apply Ray Dalio's recommendations to your personal finances
I'll show you how to adapt Ray Dalio's hedge fund wisdom to protect your wealth during inflation, rising rates, and market turmoil—turning macro chaos into actionable steps.
•Expats in the US
Expat Medical insurance in the US update Jun 2022
I learned the hard way that US healthcare costs 5x more than Singapore—but you can save hundreds by shopping around for meds and never paying the first bill.
•Credit card tips
What credit cards should you get next for travel purpose?
After building your credit score and securing your first cards, the real strategy begins: Chase and Amex offer the best travel rewards, but their hidden rules mean timing matters more than you think.
•Book review
"Poor Charlie's Almanack" - the wits and wisdom of Charles T.Munger
I've re-read Poor Charlie's Almanack countless times when stuck with investing decisions—it taught me to be a business analyst, avoid envy, and invert my thinking.